Making sure that you’re protected while driving in South Florida

As South Florida auto accident lawyers we are well aware of the pain and inconvenience that can come as a result of being involved in an automobile accident, even more so should the accident be caused by someone else’s reckless actions. Aside from the property damage sustained in an auto accident, being involved in an auto accident may cause a wide range of complex injuries. It is not uncommon for someone involved in a “low impact” auto accident to suffer from hairline fractures, broken bones, and injuries to the cervical, lumbar, or thoracic spine. Many times low impact accidents may not seem to reflect such injuries, but several factors including the persons age, health, and prior injuries play a big role on how his or her body takes an impact during a collision. High speed collisions on the other hand usually result in more severe injuries and may require surgical repair and extensive physical therapy.

Besides the pain and suffering that a car accident victim is subjected to, there are usually high costs associated with being involved in an auto accident. Both medical and property damage costs can exceed into the thousands of dollars as a result of a single auto accident. Most drivers here in South Florida are usually aware of this, which is why many responsible South Floridians seek out automobile insurance in the first place. What many South Florida drivers are unaware of is the importance of being protected against uninsured motorists. Florida law currently requires that drivers carry a minimum of ten thousand dollars in personal injury protection coverage and property damage coverage. However, there are no requirements that drivers carry bodily injury liability insurance or uninsured motorist coverage. As a result, there are countless motor vehicle accidents in which drivers and passengers sustain serious and permanent bodily injuries due to the negligence of others that do not carry bodily injury insurance coverage or the amount is insufficient for the damages they cause. This may leave a car accident victim, to not only deal with the pain and suffering of any related injuries caused by an accident, but also with the financial burden of covering the high costs of medical treatment for those injuries.

As South Florida Auto accident attorneys we commonly see many automobile accident victims in this very situation. We are also well aware of the many South Floridians driving around without any insurance coverage at all. It’s the selfish act of such drivers that put the responsible drivers in these very compromising situations. It is because of this that we stress the importance of having uninsured motorist coverage and the protection that it offers against the negligence of others, and those driving without insurance. Another added benefit of having uninsured motorist coverage is that it can provide compensation to you even as a bicyclist or a pedestrian should you be injured by an uninsured or underinsured driver. Furthermore, uninsured motorist coverage can provide coverage if you are injured by a hit-and-run driver. The benefits of such coverage far exceed the costs, even more so in an area where nearly twenty four percent of drivers are not insured.

Should you or any one you know have been injured in an automobile accident feel free to call our law firm which is dedicated to fighting these claims at the number listed below. Miami-Dade car accident lawyers are here to assist you 24/7. We can be reached at 305-764-9907or 1888-413-8353