Articles Tagged with car accident

windshield-300x200
627.7288 Comprehensive coverage; deductible not to apply to motor vehicle glass.

“The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined additional coverage shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.”

What this legal jargon means is if you have comprehensive or combined additional coverage, there is no deductible for repair to any vehicle covered under such policy.  Why does it matter to you and why should it?  Number one, no deductible means no out-of-pocket expense to the insured.  It sounds fairly simple.  But often times it is not.  Most insurance companies seek to direct you to their vendor, which on its face is okay, but the problem comes when you decide you want to use your own vendor.  Services provided may range from the repair of a chip to the obviously more costly replacement.

You or a loved one has been injured through the fault of another.  Without the right team on your side, no insurance company will treat you and your claim fairly, in fact, the wrong team can create even more problems than they solve.  Some of the typical problems encountered arise right at the start of a case.  The DRG Law Firm, located in Miami, Florida will help you navigate through the following issues typical of a new personal injury case.

  • Bodily Injury (Initial Assessment)
  • Property Damage

Car accident diminished value DRG Firm

Diminished Value in Miami, Florida

La Diminución de Valor, es comúnmente denominado “DV” ( relacionada con sus siglas en inglés Diminished Value). Estos son los términos generalmente utilizados para describir la pérdida económica en el valor de una propiedad como resultado de haber sido dañado. (1)

Aquí trataremos el tema  en  relación con la pérdida de Valor de un  automotor.

car wreck accident south florida miami personal injury

Personal Injury Related Car Accident in Miami Increase

Recent statistics on traffic accidents in Miami area are quite surprising. As a Miami car accident attorney, it was my hypothesis that current technology in newer vehicles would result in far fewer collisions. However, this premise seems to be erroneous. Reports from the Florida Department of Highway safety and Motor vehicles relay this increase from 2014 to 2015.

It should be noted that fatalities have increased, as well.  Fatalities increased dramatically 17% from 2014 to 2015. There are about 1025 crashes throughout Florida any given according to these statistics. These daily occurrences have increased about 9%. One attributable element may be an increase in registered vehicles from 2014 to 2015. Another factor that may have contributed to the increase could be that drivers are simply driving more. Therefore, although safety mechanisms may have increased. But these safety features may be negated by an increase in exposure by drivers to the road. The more miles of the road, then the higher the risk. If you analyze this trend from 2011 to 2015, then it would appear the increase in miles traveled per driver is what caused the spike from 2014 to 2015. From 2011 to 2014 the numbers of injuries and fatalities seem static.

jury selection in personal injury lawsuit south florida and miami

The Critical Cryptical Method Called “Voir Dire”

The importance of jury selection cannot be over-estimated.  One of the great trial lawyers of the Twentieth Century opined “[n]ever forget, almost every case is won or lost when the jury is sworn.”  Clarence Darrow, circa 1936.   Juries may be selected utilizing both written questions (an example of which is included at the end of this blog), and the above-mentioned colloquy, or voir dire, between the Court, the lawyers, and the “venire” which is defined as the pool of potential jurors.  Voir Dire is a Latin term meaning “to see or speak”.

 
Voir dire is a legal procedure conducted before trial in which the attorneys and the judge question prospective jurors to determine if any juror is biased and/or cannot deal with the issues fairly, or if there is cause not to allow a juror to serve.   A simple example would be an insurance adjustor who cannot separate his work-related mind-set from the case he is being asked to decide.